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31yo Singaporean quits betting on 4D TOTO and cuts down expenses to save S$1000/month - Singapore News
Source: The Independent
Author: Yoko Nicole
SINGAPORE: Determined to change his life, a 31-year-old Singaporean man has set out to break free from his bad financial habits and start anew.
Sharing his story on r/singaporefi, he explained that he currently has a negative net worth, with his credit card